Centerpointe Lending Student Loan Services
The ULTIMATE Student Resource
Here at Centerpointe, we are dedicated to providing full support for students in all stages of their educational careers. Whether you’re a prospective college student who needs assistance with applying for schools, student loans or scholarships or you’re looking for alternative repayment and forgiveness options for your existing federal student loan debt, we’re here to help simplify the process.
Welcome all new FlexxPrep Clients, we look forward to serving you!!
Why Centerpointe?
Transparency that delivers RESULTS
We’ve all heard the horror stories of document preparation companies that promise to deliver unrealistic results to student loan borrowers. Here at Centerpointe, we stand by our word. We operate on transparency and education so that you know that you’re making the right decision when it comes to the type of student loans you are borrowing and the repayment programs that will work best for your financial situation.
Knowledge
Understand the different loan types you have or are trying to obtain and the repayment programs that go along with them.
Communication
Speak with the agent or processor assigned to your account and stay up to date with the progress being made on your file.
Reliability
Fully understand the different types of loans, repayment programs and forgiveness programs available to YOU specifically.
Professionalism
Have access to agents who will analyze your unique situation and guide you in the right direction toward your specific goals.
Transparency
Have a clear understanding of the repayment and forgiveness programs available to you and how they affect you long term.
Flexibility
Work with a team who understands life’s mishaps and will work with you to ensure that you’re getting the help that you need.
Meticulosity
Our team pays close attention to every detail to avoid making the small mistakes that can cause unnecessary delays on your file.
Focus
Work with a result oriented team that’s sole focus is helping you understand and take advantages of the options available.
A Full Understanding
Navigating through the federally subsidized repayment programs that are available through the U.S. Department of Education can be complicated. The Centerpointe team will simplify everything for you by providing you with the resources and knowledge needed to make informed decisions on your federal student debt.
Complete Student Support
Start off your educational career on the right foot by understanding your options.
Centerpointe PLUS offers assistance for students preparing for their collegiate careers. Our PLUS plan includes consulting services to assist you with the initial steps toward completing the documentation needed for student aid, student loans and scholarships options available to you.
Repayment & Forgiveness Options
With over seventy federal and state level repayment programs, we make decision making easy.
All of our Centerpointe team members understand the importance of educating you on all of the options available to you and how your possible enrollment into each one can affect you long term. Whether you’re in need of an enrollment into an income driven repayment plan, loan consolidation, total and permanent disability discharge or a closed school cancellation, we’ve got you covered.
Defaulted Loans & Rehabilitation Programs
Avoid falling into default, tax-offsets and wage garnishments before they start.
The consequences associated with student loan default can be devastating. In addition to possible tax offsets, wage garnishments, loss of eligibility for student aid and collection costs, most people who fall into default on their federal student loans suffer the consequence of poor credit for years after the debt is paid off.
“I love the Centerpointe team.
It’s so fulfilling to be able to come to work everyday knowing that I’m helping relieve even just a little bit of financial weight off of our clients’ shoulders. I can honestly say that I love my job and knowing that everyday I’m able to help someone keep a few more dollars in their pockets.”
Jeremie Eusebio,Customer Service Representative
FAQs
Questions? We have answers!
Before jumping into obtaining or repaying federal student loans, it’s best to understand all of the facts. Our Knowledge Center is a great resource for students and borrowers, both. You can find more information and the latest news and updates on federal student debt by clicking the button below.
How does it work?
One of the CLCSLS representatives will go through a loan and financial analysis with you and go over the federal options you qualify for.
How long does it take?
Because each person’s student loan and financial situation is unique, the time it takes for the processing of the documentation can vary.
What if I'm not approved?
The CLCSLS team prides ourselves on our ability to deliver results. To learn more about our money back guarantee, visit Our Services page.
Can I do it on my own?
Of course, you can. However, 70% of people who attempt to enroll themselves into the programs either fall out or never get enrolled.
What if I'm in default?
Defaulted loans can have a devastating impact on your credit. Our team can help you enroll into a rehab program to get you back in good standing.
Why not just defer?
Forbearances allow you to temporarily suspend or reduce your payments, however, the interest continues to accrue and is capitalized once your time is up.