South Carolina, the Palmetto State, invites you to experience its rich tapestry of history, culture, and natural splendor. From the majestic Blue Ridge Mountains in the Upstate to the expansive, sandy beaches of its Atlantic coastline, South Carolina offers a diverse range of settings for homeowners. The state’s historical significance is palpable in cities like Charleston and Columbia, while the vibrant communities of Greenville and Myrtle Beach showcase its modern allure. South Carolina’s appeal is further enhanced by its proximity to affluent areas such as Hilton Head Island, Bluffton, Mount Pleasant, and Kiawah Island, offering a variety of lifestyle choices amidst the state’s scenic beauty and historical richness.
Dreaming of calling South Carolina your home? Our Jumbo Verified™ lender network is prepared to assist you with competitive rates and mortgage plans tailored to South Carolina’s unique real estate market. Whether you’re captivated by a beachfront villa, a historic Charleston single house, or a modern residence in a thriving community, we’re here to support your homeownership journey in South Carolina.
Tailored Mortgage Solutions for South Carolina’s Diverse Real Estate Landscape
South Carolina’s real estate market reflects the state’s broad appeal, offering a variety of properties from historic homes to contemporary estates. Our lending experts are committed to providing mortgage strategies that align with your vision for a home in South Carolina.
- A wide selection of mortgage types for South Carolina properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that cater to South Carolina’s diverse property landscape, helping you find a home that suits your needs.
- Personalized mortgage plans designed to complement your lifestyle in South Carolina, whether you’re drawn to coastal living, urban excitement, or rural tranquility.
- Expertise in South Carolina’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to facilitate your home purchase or refinancing in South Carolina, making homeownership more achievable in the Palmetto State.
Embrace the South Carolina Lifestyle
South Carolina is not just a place to live; it’s a lifestyle rich in tradition, community, and natural beauty. From the golf courses of Hilton Head Island to the historic districts of Charleston, South Carolina offers a life of leisure, culture, and adventure.
2024 SOUTH CAROLINA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ABBEVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AIKEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLENDALE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANDERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BAMBERG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARNWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEAUFORT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERKELEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLESTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEROKEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHESTERFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARENDON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLLETON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DARLINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DILLON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DORCHESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDGEFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAIRFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FLORENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GEORGETOWN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENWOOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HORRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JASPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERSHAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LANCASTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAURENS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEXINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCCORMICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARLBORO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWBERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OCONEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGEBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PICKENS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALUDA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SPARTANBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUMTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILLIAMSBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YORK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN SOUTH CAROLINA
Neighborhoods
Mount Pleasant, Hilton Head Island, Charleston, Tega Cay, Bluffton, Beaufort, North Myrtle Beach, Summerville, Port Royal, Greenville, Dorchester, Lexington, York, Berkley & Richland.
Zip Codes
29482, 29401, 29685, 29451, 29941, 29492, 29915, 29928, 29466, 29455, 29926, 29676, 29464, 29705 & 29909
Counties
Beaufort County, Charleston County, Lexington County, Greenville County, Richland County, York County, Horry County, Dorchester County, Aiken County, Oconee County, Georgetown County, Berkeley County, Anderson County, Florence County & Spartanburg County.