Armstrong Financial Services is an independent life insurance firm that specializes in the analysis and structuring of corporate life insurance portfolios. Licensed in Canada & the US, our team of experts works with clients and their professionals to craft tailored solutions that preserve & transfer wealth on a tax-advantaged basis.

Our Services

Life Insurance (USA & Canada)

Term, Whole Life, UL, IUL, GUL

Estate tax insurance plans

Corporate buy-sell plans

Key person insurance

Policy evaluations (ACB & FMV)

Policy portfolio analysis

Insurance consulting

MTAR/MEC compliance 

Policy exempt testing

Cross-border policy review

Wealth transfer planning

Expert Testimony

Disability insurance

Critical illness insurance

Long-term care insurance

Our Team


David E. Kakon
Math Honours, B.Sc.

David Kakon, founder and chief Mathematician at Armstrong Financial Services, holds an Honours B.Sc. in Pure & Applied Math from Concordia University, emphasizing Maths, Statistics, Actuarial, and Computer Sciences. Graduating with distinction, David's expertise uniquely qualifies him to simplify Life Insurance, actively involving clients in their financial planning. His profile is further distinguished by his comprehensive academic and professional qualifications.


Mark D. Milbrod
CLU, CLTC

Mark, a Chartered Life Underwriter (CLU) from The American College with a Certification in Long-Term Care (CLTC), is recognized for his contributions as a speaker at industry events like NAIFA and The Financial Planning Association. As a member of the elite Forum 400, he ranks among the country's top life insurance producers. His expertise spans advanced sales concepts, including Business Continuation, Estate Planning, and Premium Financing, showcasing his broad knowledge and leadership in the field.


Ryan Wall
FSA, FCIA, CFA, CALU

Ryan Wall, Senior Actuary, brings extensive expertise in actuarial consulting, focusing on life insurance valuation & cross-border compliance. His experience encompasses executive roles where he integrated actuarial science with financial analysis and technology, enhancing operational efficiency and innovating insurance product strategies. Ryan is an actuary who holds the designation of  Fellow of the Society of Actuaries (FSA) Fellow of the Canadian Institute of Actuaries (FCIA) and Chartered Financial Analyst (CFA).