The Hamptons, a collection of seaside communities on the eastern end of Long Island, epitomizes luxury living with its pristine beaches, sophisticated lifestyle, and high-profile social scene. This coveted destination is not only a summer haven for the affluent but also a year-round community rich in arts, culture, and natural beauty. From the historic charm of Sag Harbor to the scenic vineyards of the North Fork, the exclusive beaches of East Hampton to the serene landscapes of Montauk, The Hamptons offers an unparalleled living experience. The area’s appeal is further enhanced by its proximity to other affluent areas such as Water Mill, Bridgehampton, Amagansett, and Shelter Island, each contributing to the Hamptons’ reputation as a premier destination for luxury and relaxation.
Dreaming of a home in The Hamptons? Our Jumbo Verified™ lender network is prepared to offer you competitive rates and mortgage plans tailored to the unique aspects of The Hamptons’ real estate market. Whether you’re in search of a beachfront villa, a country estate, or a modern retreat, let us guide you through your homeownership journey in The Hamptons.
Tailored Mortgage Solutions for The Hamptons’ Exclusive Real Estate
The Hamptons’ real estate market, known for its luxurious properties and exclusive lifestyle, demands mortgage solutions that understand the nuances of high-end homeownership. Our lenders specialize in providing strategies that cater to the sophisticated needs of potential homeowners in The Hamptons and its neighboring communities.
- A diverse selection of mortgage types for Hamptons properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that accommodate The Hamptons’ luxurious properties, from oceanfront estates to secluded vineyard homes.
- Customized mortgage plans that reflect The Hamptons’ unique lifestyle, offering both privacy and access to the area’s vibrant culture.
- Expertise in The Hamptons’ housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to facilitate your home purchase or refinancing in The Hamptons, enhancing the journey to luxury homeownership.
Experience The Hamptons’ Prestigious Lifestyle
Living in The Hamptons offers an unparalleled lifestyle, characterized by its luxurious amenities, cultural richness, and natural beauty. We’re committed to helping you find a mortgage solution that supports your life in this elite enclave. Whether indulging in the arts, enjoying outdoor activities, or exploring the culinary delights of The Hamptons, your home here will be a sanctuary of elegance and comfort.
2024 NEW YORK CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALBANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEGANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRONX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| BROOME COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CATTARAUGUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAYUGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHAUTAUQUA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEMUNG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHENANGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUMBIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CORTLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DELAWARE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUTCHESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ERIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ESSEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FULTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GENESEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HERKIMER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KINGS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NASSAU COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| NEW YORK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| NIAGARA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONEIDA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONONDAGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONTARIO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORLEANS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSWEGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTSEGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| QUEENS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| RENSSELAER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHMOND COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ROCKLAND COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ST. LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SARATOGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHENECTADY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHOHARIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHUYLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SENECA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEUBEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUFFOLK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SULLIVAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TIOGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TOMPKINS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ULSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WESTCHESTER COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| WYOMING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YATES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND THE HAMPTONS
Neighborhoods
Sagaponack, Greenport, Amagansett, Bridgehampton, Westhampton Beach, Sag Harbor, Montauk, East Hampton, Southampton, Georgica Pond, Wainscott, Southampton Village / Meadow Lane, Sinnecock Hills, Springs, Hampton Bays & Quogue.
Zip Codes
11962, 11976, 11932, 11975, 11930, 11959, 11968, 11978, 11963, 11937, 11568, 11024, 11765, 11560, 11545 & 11030
Counties
Kings County, Queens County, Nassau County, Suffolk County, New York County, Westchester County, Putnam County, Rockland County, Saratoga County, Columbia County, Dutchess County, Albany County, Richmond County, Hamilton County, Ulster County, Ontario County & Orange County